Pensions advice from Great Torrington Pensions Experts

independant pensions advice from pensions experts in southport merseysideWe offer independent pensions advice to Great Torrington residents and we always strive to offer the best annuity rates in the marketplace today. Being independent means we can compare the different rates available, our advice is biased towards only you, the client. Consider what are the best rates available, even if they are not with your current provider ! Moving your pension savings could result in an increase of up to 40% dependent on your individual circumstances.
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Consider enhanced annuity and life impaired annuity options

enhanced annuity rates for independent financial advice in merseysideEnhanced annuities: By simply making sure that your annuity pays out a higher rate in case of poor health and buying an enhanced annuity you can gain a higher income rate. The principle is simple it works on the basis that if your in poor health there’s a higher possibility that you will have a shorter lifespan than some one in a better state of health. So it offers the facility to take more from your pension fund giving you an enhanced annuity each year and a greater amount of income from your pension. Continue reading Consider enhanced annuity and life impaired annuity options

Open Market Options and Annuity Rates advice in Merseyside and Liverpool

best annuity rates in merseysideAs you reach your retirement age you may consider the future and the amount of money you’ve accumulated. The funds in your pension may not singularly dictate the income you receive once your retired. Forward thinking and making informed and knowledgeable choices could make the difference between simply getting by in old age or having a comfortable standard of living. Continue reading Open Market Options and Annuity Rates advice in North Devon and Barnstaple

What is an Annuity ?

best annuity ratesIf you have a lump sum you can gain a regular income from a type of insurance policy termed an “Annuity” !

In a sense, an annuity works as Life Insurance in reverse. It is the Insurance company that will sell you the annuity that will estimate how long you will live and they then use this as a basis for the amount it will pay you. Everyone who has taken a pension and has saved a lump sum with their pensions provider must buy an “Annuity” by the time they reach 75 years of age.
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