What do I need to retire ?

the_best_independent_retirement_advice_in_merseysideA question asked by a lot of people . . . “What do I need to retire ?” . . . some need more than others, but ultimately we all want a high standard of living in our retirement years. What you need in our informed opinion is sound and qualified financial advice. Its important to a lot of people to have “peace of mind” and a “steady income” in retirement. The majority of us also want to leave something behind for our families to ease their financial burdens after we are gone. The uncertainty of future events can be negated with an understanding of the past and a comprehensive knowledge of the “now”. Continue reading What do I need to retire ?

New Mortgage lenders announced for Help to Buy scheme

mortgage advice for help to buy mortgagesStarting this month borrowers will be able to choose from an increased range of “help to buy” mortgages with Aldermore and Virgin Money both committing to the Government backed Help to buy scheme. With this announcement we will see the total number of lenders offering the help to buy option increase to five. Others banks and building societies have also intimated that they will be offering help to buy products in the coming months. Continue reading New Mortgage lenders announced for Help to Buy scheme

Government Backed “Help to Buy” mortgages a helping hand !

help to buy mortgages from a government schemeNot everyone has the facility to save a large deposit for a new home. However with the addition of the government backed “Help to Buy” scheme, some qualifying borrowers now have the facility to apply for loans on new-build properties worth up to £600,000. Borrowers now only have to put down a minimum 5% deposit, they can then gain up to 20% with an equity loan from the “Home and Communities Agency“. Continue reading Government Backed “Help to Buy” mortgages a helping hand !

Mortgage rates reach new low

mortgage_ratesAccording to reports today in the second quarter of 2013 the rate of an average UK mortgage dropped to a historical new low. Coinciding with the ever improving recovery of the UK housing market.

Today the Bank of England announced the fall to 3.43% on average mortgage rates (occurring in the three months to June) this is down from 3.47% the last quarter. New mortgage rates also fell from 3.65% to 3.47%.

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Buy to Let and Fixed Rate Versus Tracker Mortgages

fixed_rate_mortgages_versus_tracker_mortgages_for_a_buy_to_letIf your looking for a “Buy to Let Mortgage” in Ilfracombe or anywhere in the North Devon and Barnstaple area then benefit from our independent mortgage advice. Whether your looking for a “Buy to Let” as a pension investment or your looking to purchase a “Buy to let” for an ageing relative. Then we can help, here is a small snapshot of how we can help you find the best mortgage rate, that fulfills your needs now and in the future. Continue reading Buy to Let and Fixed Rate Versus Tracker Mortgages

Independent Financial Adviser – Mortgage Advice

mortgage-homeAs independent financial advisers in the Northwest, North Devon and Barnstaple and Barnstaple we have access to up to date and comprehensive search engines where we run regular checks on the whole mortgage market in search of the right plan to suit the personal circumstances of the borrower. From home movers to first time buyers, remortgage clients to buy to let investors and commercial borrowers.  Continue reading Independent Financial Adviser – Mortgage Advice

House prices increase 2.6 per cent

house price risesAs reported today (18th June 2013) in The Independent; UK house prices in the year to April rose by 2.6% according to official figures. However they were down from a 2.7% increase in the year to March.

The average cost of a house in the UK rose to £238,000 in April according to the Office for National Statistics who indicated that prices in England increased by 1.8%, in Dorset they increased by 6.2% however Southern England saw a decrease of 1.2% and 0.8% in Somerset.

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Litherland Mortgage advice from Independent experts on Merseyside and Liverpool

independant financial advice from mortgage experts in litherland merseysideOur Mortgage advisers are professionally qualified and most importantly unbiased and impartial. We are independent and able to offer trustworthy, accurate advice within Holsworthy and throughout the North Devon and Barnstaple area. We have over 20 + years within the financial advice sector and have gained a repuation throughout North Devon and Barnstaple as knowledgeable, plain spoken and friendly people who genuinely care about their clients.
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Recommended Financial Advisers in the Southport, Merseyside and Liverpool area

Independent Financial Advisers situated in the seaside town of Great Torrington on North Devon and Barnstaple offering unbiased advice by analysing the market in our quest to find the most appropriate product for you; whether it be mortgages, pensions or a saving and investment plan.
Continue reading Recommended Financial Advisers in the Great Torrington, North Devon and Barnstaple area

Recommended Financial Advisers in the St.Helens, Merseyside and Liverpool area

Do you live in around the St. Helens area and looking to remortgage your property ? Then we are here to help, being independent means that we can search the market and can then aim to offer advice on the best suited financial packages for you. Our wealth of knowledge and experience is first class.
Continue reading Recommended Financial Advisers in the St.Helens, North Devon and Barnstaple area

Recommended Financial Advisers in the Thornton Hough, Merseyside and Liverpool area

Highly recommended and independent two key qualities to our business. Covering the town of Thornton Hough on North Devon and Barnstaple we offer a professional and sound financial advice service. Being independent gives us an unbiased view on the markets and enables us to search our database to find the best product to suit your requirements, whether it be Mortgages, Savings & Investments to Life protection and Pensions; it is in our best interest to keep up-to-date with the latest offerings by analysing these on a daily basis as this ultimately benefits our clients.
Continue reading Recommended Financial Advisers in the Thornton Hough, North Devon and Barnstaple area

Recommended Financial Advisers in the Thurstaston, Merseyside and Liverpool area

Are you situated in Berrynarbor between West Kirby and South Molton and in need of professional friendly financial advice, then we come highly recommended. With a large repeat client portfolio we are experienced in the areas of Mortgages, Pensions, Annuities, Life Insurance, Savings and Investments.
Continue reading Recommended Financial Advisers in the Berrynarbor, North Devon and Barnstaple area

Expert Independent Mortgage Advice for Huyton and the Merseyside and Liverpool Area

mortgage experts and  financial advice in huyton merseysideAs one of North Devon and Barnstaple’s leading mortgage advisory firms, we offer advice on the right mortgage suitable to your individual needs. Our mortgage experts can help you finance your new home, we help you: buy for the first time, buy a property to let, we always aim to offer advice on the best way to remortgage your existing property if that’s what your looking for, its our dedication and our commitment that keeps us uniquely placed. Its our job to search the thousands of available mortgage products, then deconstruct and analyse the small print.

Continue reading Expert Independent Mortgage Advice for Tavistock and the North Devon and Barnstaple Area

Mortgage and Financial Advice for clients in the Hoylake, Merseyside and Liverpool area

mortgages and financial advice in hoylake merseysideIf your looking to invest in property and you are looking for a mortgage product then contact North Devon and Barnstaple’s Premier Mortgage advisory firm. We cover Crediton and supply a range of mortgage advice on products such as First time buyer Mortgages, Remortgages, Shared Ownership Mortgages, Shared Equity Mortgages, Right to Buy Mortgages, Buy to Let Mortgages*, Commercial* and Semi-Commercial mortgages*.
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Financial Planning for Heswall and the whole of Merseyside and Liverpool

financial planning for heswall in merseysidePlanning ahead is always a wise thing to do, you can never know exactly whats round the next corner but you can have a plan for the stuff you do. Whether your running a business or a family home, a plan for how to take care of your finances and the important things in life is essential. We are financial advisers who advise clients in South Molton and throughout North Devon and Barnstaple on how to make financial plans and create a better return on their hard earned money. We have over twenty years experience in the financial advisory industry and in that time we have become knowledgeable qualified and have gained a reputation of trust for which we are extremely proud.
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Experts in Financial Advice in Halewood and throughout Merseyside and Liverpool

financial experts with financial advice in halewood merseysideAs Independent Financial advisers we specialize in financial advice to clients on a wide range of financial matters throughout North Devon and Barnstaple and in the Westward Ho area. Our aim is to tailor bespoke financial solutions on subjects such as Mortgages, Pensions, Annuities, Life Insurance, Savings and Investments to clients in Westward Ho. We have been advising people for over 20 years on financial matters and our knowledge and expertise in these financial sectors is unsurpassed. It is this experience, our friendly and plain spoken manner that has garnered the reputation and repeat business we enjoy today. We pride ourselves on the recommendations we receive from existing clients to their family and friends.
Continue reading Experts in Financial Advice in Westward Ho and throughout North Devon and Barnstaple