You’ve come to that important juncture in your life where you ask yourself “how much do I need to retire ?”. You need to consider your requirements in the future. Will the mortgage be paid ? Have you set any money aside for the future ? How have you set this money aside ? Is it a Pension Product ? Property ?
In answering the primary question “how much money do I need to retire ?” you will find we can provide some good and some bad news. Continue reading Pensions Advice: “How much money do I need to retire ?”
Starting this month borrowers will be able to choose from an increased range of “help to buy” mortgages with Aldermore and Virgin Money both committing to the Government backed Help to buy scheme. With this announcement we will see the total number of lenders offering the help to buy option increase to five. Others banks and building societies have also intimated that they will be offering help to buy products in the coming months. Continue reading New Mortgage lenders announced for Help to Buy scheme
The Help to buy mortgage scheme was first announced in the Government Budget of 2013. Essentially designed to help any person who is finding purchasing their first home difficult. Two of the Main elements to bare in mind are that this scheme is restricted to the purchase of new build homes and that the purchaser is only required to raise 5% of the value of the property as a deposit. Continue reading Independent mortgage advice on the “Help to Buy” Scheme
The number of mortgages being taken out with UK banks fell slightly in October, according to the industry.
The (BBA) British Bankers Association said that loans approved in October stood at 42,808 which is a slight dip of 375 on Septembers figures.
The mortgage lending figures from BBA still indicate a large increase of 33% over the past 12 months. Continue reading Mortgage lending decline in October
Not everyone has the facility to save a large deposit for a new home. However with the addition of the government backed “Help to Buy” scheme, some qualifying borrowers now have the facility to apply for loans on new-build properties worth up to £600,000. Borrowers now only have to put down a minimum 5% deposit, they can then gain up to 20% with an equity loan from the “Home and Communities Agency“. Continue reading Government Backed “Help to Buy” mortgages a helping hand !
According to reports today in the second quarter of 2013 the rate of an average UK mortgage dropped to a historical new low. Coinciding with the ever improving recovery of the UK housing market.
Today the Bank of England announced the fall to 3.43% on average mortgage rates (occurring in the three months to June) this is down from 3.47% the last quarter. New mortgage rates also fell from 3.65% to 3.47%.
Continue reading Mortgage rates reach new low
If your looking for a “Buy to Let Mortgage” in Ilfracombe or anywhere in the North Devon and Barnstaple area then benefit from our independent mortgage advice. Whether your looking for a “Buy to Let” as a pension investment or your looking to purchase a “Buy to let” for an ageing relative. Then we can help, here is a small snapshot of how we can help you find the best mortgage rate, that fulfills your needs now and in the future. Continue reading Buy to Let and Fixed Rate Versus Tracker Mortgages
As reported today (18th June 2013) in The Independent; UK house prices in the year to April rose by 2.6% according to official figures. However they were down from a 2.7% increase in the year to March.
The average cost of a house in the UK rose to £238,000 in April according to the Office for National Statistics who indicated that prices in England increased by 1.8%, in Dorset they increased by 6.2% however Southern England saw a decrease of 1.2% and 0.8% in Somerset.
Continue reading House prices increase 2.6 per cent
Today according to the Bank of England it was revealed that in February mortgage approvals fell to a five-month low with a figure of near 52 thousand approvals. This makes it the lowest number since September 2012 and comes at a time when the market was showing signs of an increase in activity.
Continue reading Mortgage approvals fall and Help to Buy mortgage scheme introduced
Our Mortgage advisers are professionally qualified and most importantly unbiased and impartial. We are independent and able to offer trustworthy, accurate advice within Holsworthy and throughout the North Devon and Barnstaple area. We have over 20 + years within the financial advice sector and have gained a repuation throughout North Devon and Barnstaple as knowledgeable, plain spoken and friendly people who genuinely care about their clients.
Continue reading Holsworthy Mortgage advice from Independent experts on North Devon and Barnstaple
Independent Financial Advisers situated in the seaside town of Great Torrington on North Devon and Barnstaple offering unbiased advice by analysing the market in our quest to find the most appropriate product for you; whether it be mortgages, pensions or a saving and investment plan.
Continue reading Recommended Financial Advisers in the Great Torrington, North Devon and Barnstaple area
Do you live in around the St. Helens area and looking to remortgage your property ? Then we are here to help, being independent means that we can search the market and can then aim to offer advice on the best suited financial packages for you. Our wealth of knowledge and experience is first class.
Continue reading Recommended Financial Advisers in the St.Helens, North Devon and Barnstaple area
Are you situated in Berrynarbor between West Kirby and South Molton and in need of professional friendly financial advice, then we come highly recommended. With a large repeat client portfolio we are experienced in the areas of Mortgages, Pensions, Annuities, Life Insurance, Savings and Investments.
Continue reading Recommended Financial Advisers in the Berrynarbor, North Devon and Barnstaple area
As one of North Devon and Barnstaple’s leading mortgage advisory firms, we offer advice on the right mortgage suitable to your individual needs. Our mortgage experts can help you finance your new home, we help you: buy for the first time, buy a property to let, we always aim to offer advice on the best way to remortgage your existing property if that’s what your looking for, its our dedication and our commitment that keeps us uniquely placed. Its our job to search the thousands of available mortgage products, then deconstruct and analyse the small print.
Continue reading Expert Independent Mortgage Advice for Tavistock and the North Devon and Barnstaple Area
If your looking to invest in property and you are looking for a mortgage product then contact North Devon and Barnstaple’s Premier Mortgage advisory firm. We cover Crediton and supply a range of mortgage advice on products such as First time buyer Mortgages, Remortgages, Shared Ownership Mortgages, Shared Equity Mortgages, Right to Buy Mortgages, Buy to Let Mortgages*, Commercial* and Semi-Commercial mortgages*.
Continue reading Mortgage and Financial Advice for clients in the Crediton, North Devon and Barnstaple area
Tranquility is something the popular seaside village of Combe Martin is famed for, gain peace of mind within your financial affairs by knowing that excellent Independent Financial Advice is at hand from experienced professionals. We offer our wealth of experience and knowledge on Pensions, Savings, Investments, Annuities, Life Insurance and Mortgages and being independent means that we can offer unbiased and trusted advice. Our Advice is regulated by the FSA so have confidence that the products and services we advise are correct for you, we cut through fine print to find the best product to suit your needs.
Continue reading Peace of mind in Combe Martin, North Devon and Barnstaple when dealing with Finances
We are highly thought of independent Financial Advisors in the North Devon and Barnstaple area covering the whole of the Knowle area and we offer unbiased advice on mortgages to our clients throughout the borough. We are independent enabling us to be unbiased in our recommendations of the best mortgage products throughout the mortgage sector. Whether your looking for a buy to let, remortgage, your a first time buyer or your looking for an endowment mortgage we offer financial advice in the mortgage sector.
Continue reading Mortgage advice from specialists in Knowle, North Devon and Barnstaple
We offer financial advice with knowledge and experience in Mortgages, Investments, Pensions, Life Insurance, Savings and Annuities within and around the Bude area. Our client list is a testament to our professionalism and understanding and the care we take with individual requirements; and because we are independent it allows us to search the market for the best product to suit your circumstances. Continue reading Recommended Financial Advisers in the Bude, North Devon and Barnstaple area
Covering Barnstaple the capital of North Devon and Barnstaple we are experienced financial advisers offering a wealth of advice in numerous fields from Mortgages and Life Insurance to Investments and Savings. Along with the aforementioned we also have experience within pension options and annuities and offer advice in these sectors. Continue reading Financial Advisers for Pensions and Mortgages in the Barnstaple, North Devon and Barnstaple area