As independent financial advisers in the Northwest, North Devon and Barnstaple and Barnstaple we have access to up to date and comprehensive search engines where we run regular checks on the whole mortgage market in search of the right plan to suit the personal circumstances of the borrower. From home movers to first time buyers, remortgage clients to buy to let investors and commercial borrowers. Continue reading Independent Financial Adviser – Mortgage Advice
Tag: independent advice
We offer independent pensions advice to Great Torrington residents and we always strive to offer the best annuity rates in the marketplace today. Being independent means we can compare the different rates available, our advice is biased towards only you, the client. Consider what are the best rates available, even if they are not with your current provider ! Moving your pension savings could result in an increase of up to 40% dependent on your individual circumstances.
Continue reading Pensions advice from Great Torrington Pensions Experts
Annuities can provide an answer to some simple questions . . . How much income do I draw from my pension ? Whats the safest way to draw an income from my pension ? If you live or work in Great Torrington, are interested in pensions or annuity rates ?
Then you should consult with an independent financial adviser. We are qualified Pensions and Annuity experts who offer independent financial advice in these specific areas. Continue reading Experienced and Qualified Annuity Experts in Great Torrington, North Devon and Barnstaple
Enhanced annuities: By simply making sure that your annuity pays out a higher rate in case of poor health and buying an enhanced annuity you can gain a higher income rate. The principle is simple it works on the basis that if your in poor health there’s a higher possibility that you will have a shorter lifespan than some one in a better state of health. So it offers the facility to take more from your pension fund giving you an enhanced annuity each year and a greater amount of income from your pension. Continue reading Consider enhanced annuity and life impaired annuity options
Living in Exeter in South Devon and thinking about purchasing an annuity? Then you have come to the right place. With our independent advice service you are sure to be guided in the right direction. Not sure what an annuity is? No problem, it is an income that is purchased with capital, commonly annuities are used in pensions — however not all are related to pensions.
Continue reading Recommended Financial Advisers in the Parracombe, North Devon and Barnstaple area
As one of North Devon and Barnstaple’s leading mortgage advisory firms, we offer advice on the right mortgage suitable to your individual needs. Our mortgage experts can help you finance your new home, we help you: buy for the first time, buy a property to let, we always aim to offer advice on the best way to remortgage your existing property if that’s what your looking for, its our dedication and our commitment that keeps us uniquely placed. Its our job to search the thousands of available mortgage products, then deconstruct and analyse the small print.
If your looking to invest in property and you are looking for a mortgage product then contact North Devon and Barnstaple’s Premier Mortgage advisory firm. We cover Crediton and supply a range of mortgage advice on products such as First time buyer Mortgages, Remortgages, Shared Ownership Mortgages, Shared Equity Mortgages, Right to Buy Mortgages, Buy to Let Mortgages*, Commercial* and Semi-Commercial mortgages*.
Continue reading Mortgage and Financial Advice for clients in the Crediton, North Devon and Barnstaple area
Do you live in around the Yelland area and require financial advice ? we offer our services; specialising in Mortgages, Savings & Investments, Pensions, Annuities and Life Insurance. Recommended to friends and family members by our clients we gain a large percentage of our clients through referrals.
Continue reading Recommended Financial Advisers in the Yelland, North Devon and Barnstaple area
Every month we plan our finances whether it be those nasty bills or spending allowance. Investing should be part of our plans too, you should always make the effort no matter how much money you may have, remember “Look after the pennies and the pounds will look after themselves”. Investment does not have to be a scary and complicated process, we are here to help so please get in touch.
Unfortunately its a fact of life that death comes to all, a depressing thought. A depressing thought maybe, but is this a reason to neglect life insurance ? Articles on the subject show that 1 in 3 of us has no life insurance at all. (Sourced from the Research Firm Limra Study 2010 USA)
In a sense, an annuity works as Life Insurance in reverse. It is the Insurance company that will sell you the annuity that will estimate how long you will live and they then use this as a basis for the amount it will pay you. Everyone who has taken a pension and has saved a lump sum with their pensions provider must buy an “Annuity” by the time they reach 75 years of age.
Continue reading What is an Annuity ?