What do I need to retire ?

the_best_independent_retirement_advice_in_merseysideA question asked by a lot of people . . . “What do I need to retire ?” . . . some need more than others, but ultimately we all want a high standard of living in our retirement years. What you need in our informed opinion is sound and qualified financial advice. Its important to a lot of people to have “peace of mind” and a “steady income” in retirement. The majority of us also want to leave something behind for our families to ease their financial burdens after we are gone. The uncertainty of future events can be negated with an understanding of the past and a comprehensive knowledge of the “now”. Continue reading What do I need to retire ?

Are you looking for sound pension advice ?

allisons financial advice alison fosterMany people are . . . so if your trying to find unbiased, qualified and knowledgeable pension advice from experts within the industry then you can do no better than Allisons Financial Planning Co Ltd. We are an independent company specializing in unbiased pensions advice, advice that could save you money, time and anguish over the correct financial pension choices for you and your family.  Continue reading Are you looking for sound pension advice ?

20% extra income from choosing the best annuity rate

receive_20_percent_extra_annuity_income_when_choosing_the_best_annuity_ratesIts always prudent to shop around to find the best deal, annuity products are no different than any other product in that respect. Buying an annuity can be very involved and complicated, its important to have correct and accurate information on the range of annuity products in the marketplace so you can make an informed decision on the best annuity for you. According to the “Which?” consumer website, shopping around for an annuity can increase your retirement income by as much as 20%. Continue reading 20% extra income from choosing the best annuity rate

Advice in annuity options, enhanced annuity rates, impaired annuity for Great Torrington

independent annuity options enhanced annuity rates impaired annuity advice for southportAt your current age you may consider retirement as a distant prospect, but this should not mean you disregard the need for it. The moment you plan for your future and plan well is the moment you may feel rest assured that your prepared financially for your retirement years. The earlier you start to plan for retirement the better it can be, by considering and planning now you will be more prepared for the momentous day when you do retire. Continue reading Advice in annuity options, enhanced annuity rates, impaired annuity for Great Torrington

Pensions advice from Great Torrington Pensions Experts

independant pensions advice from pensions experts in southport merseysideWe offer independent pensions advice to Great Torrington residents and we always strive to offer the best annuity rates in the marketplace today. Being independent means we can compare the different rates available, our advice is biased towards only you, the client. Consider what are the best rates available, even if they are not with your current provider ! Moving your pension savings could result in an increase of up to 40% dependent on your individual circumstances.
Continue reading Pensions advice from Great Torrington Pensions Experts

Experienced and Qualified Annuity Experts in Southport, Merseyside and Liverpool

best_annuity_rates_and_independent_annuity_advice_for_southport_merseysideAnnuities can provide an answer to some simple questions . . . How much income do I draw from my pension ? Whats the safest way to draw an income from my pension ? If you live or work in Great Torrington, are interested in pensions or annuity rates  ?

Then you should consult with an independent financial adviser. We are qualified Pensions and Annuity experts who offer independent financial advice in these specific areas. Continue reading Experienced and Qualified Annuity Experts in Great Torrington, North Devon and Barnstaple

Pensions advice for the Southport and Merseyside and Liverpool area from Pension Experts

SouthportAre you from the Great Torrington Area ? Are you considering your future and current pension options ? If you are then seek independent financial advice from Pensions Experts !

Pensions are basic in concept, they should be simple but can become complex in practice. In our opinion you should always seek expert financial advice when planning a pension scheme. Continue reading Pensions advice for the Great Torrington and North Devon and Barnstaple area from Pension Experts

Consider enhanced annuity and life impaired annuity options

enhanced annuity rates for independent financial advice in merseysideEnhanced annuities: By simply making sure that your annuity pays out a higher rate in case of poor health and buying an enhanced annuity you can gain a higher income rate. The principle is simple it works on the basis that if your in poor health there’s a higher possibility that you will have a shorter lifespan than some one in a better state of health. So it offers the facility to take more from your pension fund giving you an enhanced annuity each year and a greater amount of income from your pension. Continue reading Consider enhanced annuity and life impaired annuity options

Open Market Options and Annuity Rates advice in Merseyside and Liverpool

best annuity rates in merseysideAs you reach your retirement age you may consider the future and the amount of money you’ve accumulated. The funds in your pension may not singularly dictate the income you receive once your retired. Forward thinking and making informed and knowledgeable choices could make the difference between simply getting by in old age or having a comfortable standard of living. Continue reading Open Market Options and Annuity Rates advice in North Devon and Barnstaple

Recommended Financial Advisers in the Southport, Merseyside and Liverpool area

Independent Financial Advisers situated in the seaside town of Great Torrington on North Devon and Barnstaple offering unbiased advice by analysing the market in our quest to find the most appropriate product for you; whether it be mortgages, pensions or a saving and investment plan.
Continue reading Recommended Financial Advisers in the Great Torrington, North Devon and Barnstaple area

Recommended Financial Advisers in the Upton, Merseyside and Liverpool area

Living in Exeter in South Devon and thinking about purchasing an annuity? Then you have come to the right place. With our independent advice service you are sure to be guided in the right direction. Not sure what an annuity is? No problem, it is an income that is purchased with capital, commonly annuities are used in pensions — however not all are related to pensions.
Continue reading Recommended Financial Advisers in the Parracombe, North Devon and Barnstaple area

Experts in Financial Advice in Halewood and throughout Merseyside and Liverpool

financial experts with financial advice in halewood merseysideAs Independent Financial advisers we specialize in financial advice to clients on a wide range of financial matters throughout North Devon and Barnstaple and in the Westward Ho area. Our aim is to tailor bespoke financial solutions on subjects such as Mortgages, Pensions, Annuities, Life Insurance, Savings and Investments to clients in Westward Ho. We have been advising people for over 20 years on financial matters and our knowledge and expertise in these financial sectors is unsurpassed. It is this experience, our friendly and plain spoken manner that has garnered the reputation and repeat business we enjoy today. We pride ourselves on the recommendations we receive from existing clients to their family and friends.
Continue reading Experts in Financial Advice in Westward Ho and throughout North Devon and Barnstaple

Recommended Financial Advisers in the New Brighton, Merseyside and Liverpool area

Pensions and Annuity advice in New Brighton

We offer bespoke and comprehensive financial advice to the seaside town of Bickington and across North Devon and Barnstaple. Being independent allows us to offer quality advice and our dedicated teams concentrate on our clients requirements, this has earned us the enviable reputation of professionalism and uncompromising  standards.
Continue reading Recommended Financial Advisers in the Bickington, North Devon and Barnstaple area

Recommended Financial advice from Formby Financial Advisory Firm

recommended financial advice for formby in merseysideIf you live or work in Ilfracombe, North Devon and Barnstaple and your in need of Mortgage, Pensions, Annuity Rates, Life Insurance Savings and Investments advice then you can do no better than contacting North Devon and Barnstaple’s Premier Financial Advisory Firm. Our dedicated teams have over 20 years experience and we offer sound, educated and knowledgeable financial advice to all of our clients across the breadth of England.  Part of our daily routine is to dissect and analyse the range of financial products from ISA’s and SIPP’s to first time mortgages and share options. We monitor the financial market to find the best products available from a host of lenders and financial houses.
Continue reading Recommended Financial advice from Ilfracombe Financial Advisory Firm

Mortgage, Pensions, Annuities, Savings, Investments and Life Insurance advice for Eastham in Merseyside and Liverpool

financial advice for eastham in merseysideAs specialist financial advisers we are constantly monitoring the financial markets for new products and developments  We have been offering financial advice for over 20 years and our clients in the Mortehoe and North Devon and Barnstaple region now benefit from this experience and knowledge. Because of our longevity we have been able to specialize within six distinct financial areas which are mortgages, pensions, annuities, savings, investments and life insurance.

Continue reading Mortgage, Pensions, Annuities, Savings, Investments and Life Insurance advice for Mortehoe in North Devon and Barnstaple

Financial Planning Services for Bromborough on the Wirral

wirral financial planning covering bromboroughWe are a Financial Planning Advisory firm who serve Higher Clovelly and the greater North Devon and Barnstaple area. We are specialist advisers concentrating on the areas of Life Assurance (Life Insurance), Pensions and Annuities, Savings and Investments and also Mortgages. By concentrating our time in these areas we are able to regularly monitor the financial planning market and deconstruct and analyse all the products that are introduced to it by financial houses. As an unbiased and independent entity we are fortunately placed to then concentrate only on the needs and long term requirements of our clients.
Continue reading Financial Planning Services for Higher Clovelly on the Wirral

Financial Advice from Independent experts covering Birkenhead and the Merseyside and Liverpool area

independent unbiased financial advice for birkenhead wirral merseysideWe are independent financial advisers who cover the whole of the northwest of England, Bideford and specifically the North Devon and Barnstaple area. We offer unbiased expert financial advice for our clients and are based in North Devon and Barnstaple. We are experts on the following subjects:

Mortgages

Pension

Annuity rates

Life Insurance

Savings and Investments

Continue reading Financial Advice from Independent experts covering Bideford and the North Devon and Barnstaple area

Independent financial advice for Bebington and the Wirral, Merseyside and Liverpool Areas

tax efficient pensions mortgage advice in bebington on the wirralIf you live or work in West Buckland on the Wirral, in Higher West Buckland, Lower West Buckland, Poulton Lancelyn, Spital or Storeton and you are in need of expert financial advice on mortgages, annuity, pensions, savings, investments or life insurance, then look no further. We are experts and have a vast experience and knowledge base in these fields and offer a range of products from various financial houses.
Continue reading Independent financial advice for West Buckland and the Wirral, North Devon and Barnstaple Areas

What is an Annuity ?

best annuity ratesIf you have a lump sum you can gain a regular income from a type of insurance policy termed an “Annuity” !

In a sense, an annuity works as Life Insurance in reverse. It is the Insurance company that will sell you the annuity that will estimate how long you will live and they then use this as a basis for the amount it will pay you. Everyone who has taken a pension and has saved a lump sum with their pensions provider must buy an “Annuity” by the time they reach 75 years of age.
Continue reading What is an Annuity ?