If you haven’t already done so then it would be prudent to consider saving as it can make all the difference in an uncertain future. Benefit from security and peace of mind, knowing that a financial safety net is available no matter what life throws at you. Plan for the unexpected, job loss, house or home repairs even illness. Through savings and correct investment through qualified savings advice you can maximize the potential for your life goals. Continue reading Benefit from having a savings plan with expert savings advice
Category: Savings
Independent Savings advice from Allisons Financial Planning
Advice in annuity options, enhanced annuity rates, impaired annuity for Great Torrington
At your current age you may consider retirement as a distant prospect, but this should not mean you disregard the need for it. The moment you plan for your future and plan well is the moment you may feel rest assured that your prepared financially for your retirement years. The earlier you start to plan for retirement the better it can be, by considering and planning now you will be more prepared for the momentous day when you do retire. Continue reading Advice in annuity options, enhanced annuity rates, impaired annuity for Great Torrington
Sound Financial Advice for Kirkby and the whole of the Merseyside and Liverpool area
We are specialist Independent Financial Advisers covering Lynton and the whole of the North Devon and Barnstaple area. Unlike most financial advisers we are selective about the advice we offer, because we are independent it enables us to have only one bias, you the client. We are able to analyse all products in the market from ISAs, SIPPs, trusts, portfolio planning, offshore tax investments we then aim to offer you the best qualitative and quantitative return for you the client from the whole of market.
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Short term savings plan
There are plenty of options available if you want to put away some money and start saving. When you consider retirement, your children’s university fee’s these may seem like a long way off, don’t consider it a long term savings goal consider the benefit of a short term plan. Setting a side a couple of months salary is a wise thing to do in any climate, consider it the emergency fund, fixing the boiler, fixing the car, placing those bills on the ever present credit card bill means your paying the extra interest on the bill, as well as the bill for the repair itself.
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Saving for your child’s future.
If you are wanting to set aside some money for your children’s future, then there are many saving options available to you. Although this may seem a long way off, starting a savings plan today will help in the long run with the likes of driving lessons, university fees, weddings or even a deposit on their first home. Continue reading Saving for your child’s future.
Planning your finances is a big part of your life
Every month we plan our finances whether it be those nasty bills or spending allowance. Investing should be part of our plans too, you should always make the effort no matter how much money you may have, remember “Look after the pennies and the pounds will look after themselves”. Investment does not have to be a scary and complicated process, we are here to help so please get in touch.
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Cash ISA, Savings and Shares ISA explained
A Cash ISA or Cash Individual Saving Account to give its full title is similar to a normal savings account in that you can take cash out whenever you wish. The difference is the interest is not taxed. The tax man in 2012 got an extra £500 million in tax because people did not make full use of their cash ISA allowance. So you need to consider how wisely you are saving and setting aside your money.
Financial Advisory Firm covering the whole of Bootle and Merseyside and Liverpool
We are Unbiased and Independent financial advisers covering Exeter and the whole of the North Devon and Barnstaple area. Through our years of experience offering expert financial advice we have gained the enviable reputation as one of North Devon and Barnstaple’s most experienced and trusted financial advisory firms. Highly qualified our experts dissect and analyse emerging financial products constantly so we can always advise knowledgeably about the financial products available in the marketplace.
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Financial Advice from Independent experts covering Birkenhead and the Merseyside and Liverpool area
We are independent financial advisers who cover the whole of the northwest of England, Bideford and specifically the North Devon and Barnstaple area. We offer unbiased expert financial advice for our clients and are based in North Devon and Barnstaple. We are experts on the following subjects:
Mortgages
Pension
Annuity rates
Life Insurance
Savings and Investments
Independent financial advice for Bebington and the Wirral, Merseyside and Liverpool Areas
If you live or work in West Buckland on the Wirral, in Higher West Buckland, Lower West Buckland, Poulton Lancelyn, Spital or Storeton and you are in need of expert financial advice on mortgages, annuity, pensions, savings, investments or life insurance, then look no further. We are experts and have a vast experience and knowledge base in these fields and offer a range of products from various financial houses.
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What is the best pension available ?
There is no hard and fast rules on the offering the best pension, and a regular question asked is whether it should be a self invested personal pension plan (SIPPs) or an Individual Savings Plan (ISA) product.
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Are your savings as tax-efficient as they could be?
Most people in this country switch off when they hear the words tax system, however when it comes to tax and savings, we all switch on and in particular, we pay attention to an Individual Savings Account (ISA). Continue reading Are your savings as tax-efficient as they could be?