Independent Mortgage advice from Allisons Financial Planning

Independent mortgage advice on the “Help to Buy” Scheme

help to buy mortgage scheme with independent mortgage adviceThe Help to buy mortgage scheme was first announced in the Government Budget of 2013. Essentially designed to help any person who is finding purchasing their first home difficult. Two of the Main elements to bare in mind are that this scheme is restricted to the purchase of new build homes and that the purchaser is only required to raise 5% of the value of the property as a deposit. Continue reading Independent mortgage advice on the “Help to Buy” Scheme

Government Backed “Help to Buy” mortgages a helping hand !

help to buy mortgages from a government schemeNot everyone has the facility to save a large deposit for a new home. However with the addition of the government backed “Help to Buy” scheme, some qualifying borrowers now have the facility to apply for loans on new-build properties worth up to £600,000. Borrowers now only have to put down a minimum 5% deposit, they can then gain up to 20% with an equity loan from the “Home and Communities Agency“. Continue reading Government Backed “Help to Buy” mortgages a helping hand !

Mortgage rates reach new low

mortgage_ratesAccording to reports today in the second quarter of 2013 the rate of an average UK mortgage dropped to a historical new low. Coinciding with the ever improving recovery of the UK housing market.

Today the Bank of England announced the fall to 3.43% on average mortgage rates (occurring in the three months to June) this is down from 3.47% the last quarter. New mortgage rates also fell from 3.65% to 3.47%.

Continue reading Mortgage rates reach new low

Buy to Let and Fixed Rate Versus Tracker Mortgages

fixed_rate_mortgages_versus_tracker_mortgages_for_a_buy_to_letIf your looking for a “Buy to Let Mortgage” in Ilfracombe or anywhere in the North Devon and Barnstaple area then benefit from our independent mortgage advice. Whether your looking for a “Buy to Let” as a pension investment or your looking to purchase a “Buy to let” for an ageing relative. Then we can help, here is a small snapshot of how we can help you find the best mortgage rate, that fulfills your needs now and in the future. Continue reading Buy to Let and Fixed Rate Versus Tracker Mortgages

Independent Financial Adviser – Mortgage Advice

mortgage-homeAs independent financial advisers in the Northwest, North Devon and Barnstaple and Barnstaple we have access to up to date and comprehensive search engines where we run regular checks on the whole mortgage market in search of the right plan to suit the personal circumstances of the borrower. From home movers to first time buyers, remortgage clients to buy to let investors and commercial borrowers.  Continue reading Independent Financial Adviser – Mortgage Advice

House prices increase 2.6 per cent

house price risesAs reported today (18th June 2013) in The Independent; UK house prices in the year to April rose by 2.6% according to official figures. However they were down from a 2.7% increase in the year to March.

The average cost of a house in the UK rose to £238,000 in April according to the Office for National Statistics who indicated that prices in England increased by 1.8%, in Dorset they increased by 6.2% however Southern England saw a decrease of 1.2% and 0.8% in Somerset.

Continue reading House prices increase 2.6 per cent

Financial Advisory Firm covering the whole of Bootle and Merseyside and Liverpool

bootle merseyside finacial advice on mortgages and pensionsWe are Unbiased and Independent financial advisers covering Exeter and the whole of the North Devon and Barnstaple area. Through our years of experience offering expert financial advice we have gained the enviable reputation as one of North Devon and Barnstaple’s most experienced and trusted financial advisory firms. Highly qualified our experts dissect and analyse emerging financial products constantly so we can always advise knowledgeably about the financial products available in the marketplace.
Continue reading Financial Advisory Firm covering the whole of Exeter and North Devon and Barnstaple

Financial Advice from Independent experts covering Birkenhead and the Merseyside and Liverpool area

independent unbiased financial advice for birkenhead wirral merseysideWe are independent financial advisers who cover the whole of the northwest of England, Bideford and specifically the North Devon and Barnstaple area. We offer unbiased expert financial advice for our clients and are based in North Devon and Barnstaple. We are experts on the following subjects:

Mortgages

Pension

Annuity rates

Life Insurance

Savings and Investments

Continue reading Financial Advice from Independent experts covering Bideford and the North Devon and Barnstaple area

Independent financial advice for Bebington and the Wirral, Merseyside and Liverpool Areas

tax efficient pensions mortgage advice in bebington on the wirralIf you live or work in West Buckland on the Wirral, in Higher West Buckland, Lower West Buckland, Poulton Lancelyn, Spital or Storeton and you are in need of expert financial advice on mortgages, annuity, pensions, savings, investments or life insurance, then look no further. We are experts and have a vast experience and knowledge base in these fields and offer a range of products from various financial houses.
Continue reading Independent financial advice for West Buckland and the Wirral, North Devon and Barnstaple Areas

Use our Mortgage Calculator

calculate mortgage paymentsWe provide expert mortgage advice for everyone, from a first time buyer to the experienced in remortgage and landlords. We cut through the fine print and explain the pros and cons to each mortgage product making the process simple and easier for you. We monitor the whole of mortgage market for trends, capabilities and our advice always aims to offer a snapshot of the best deals at any given moment, its through years of experience advising our customers dissecting mortgage products that makes us uniquely placed to assist you. Continue reading Use our Mortgage Calculator