The Help to buy mortgage scheme was first announced in the Government Budget of 2013. Essentially designed to help any person who is finding purchasing their first home difficult. Two of the Main elements to bare in mind are that this scheme is restricted to the purchase of new build homes and that the purchaser is only required to raise 5% of the value of the property as a deposit. Continue reading Independent mortgage advice on the “Help to Buy” Scheme
Independent Mortgage advice from Allisons Financial Planning
The (BBA) British Bankers Association said that loans approved in October stood at 42,808 which is a slight dip of 375 on Septembers figures.
The mortgage lending figures from BBA still indicate a large increase of 33% over the past 12 months. Continue reading Mortgage lending decline in October
Not everyone has the facility to save a large deposit for a new home. However with the addition of the government backed “Help to Buy” scheme, some qualifying borrowers now have the facility to apply for loans on new-build properties worth up to £600,000. Borrowers now only have to put down a minimum 5% deposit, they can then gain up to 20% with an equity loan from the “Home and Communities Agency“. Continue reading Government Backed “Help to Buy” mortgages a helping hand !
Today the Bank of England announced the fall to 3.43% on average mortgage rates (occurring in the three months to June) this is down from 3.47% the last quarter. New mortgage rates also fell from 3.65% to 3.47%.
If your looking for a “Buy to Let Mortgage” in Ilfracombe or anywhere in the North Devon and Barnstaple area then benefit from our independent mortgage advice. Whether your looking for a “Buy to Let” as a pension investment or your looking to purchase a “Buy to let” for an ageing relative. Then we can help, here is a small snapshot of how we can help you find the best mortgage rate, that fulfills your needs now and in the future. Continue reading Buy to Let and Fixed Rate Versus Tracker Mortgages
As independent financial advisers in the Northwest, North Devon and Barnstaple and Barnstaple we have access to up to date and comprehensive search engines where we run regular checks on the whole mortgage market in search of the right plan to suit the personal circumstances of the borrower. From home movers to first time buyers, remortgage clients to buy to let investors and commercial borrowers. Continue reading Independent Financial Adviser – Mortgage Advice
As reported today (18th June 2013) in The Independent; UK house prices in the year to April rose by 2.6% according to official figures. However they were down from a 2.7% increase in the year to March.
The average cost of a house in the UK rose to £238,000 in April according to the Office for National Statistics who indicated that prices in England increased by 1.8%, in Dorset they increased by 6.2% however Southern England saw a decrease of 1.2% and 0.8% in Somerset.
Today according to the Bank of England it was revealed that in February mortgage approvals fell to a five-month low with a figure of near 52 thousand approvals. This makes it the lowest number since September 2012 and comes at a time when the market was showing signs of an increase in activity.
We are Unbiased and Independent financial advisers covering Exeter and the whole of the North Devon and Barnstaple area. Through our years of experience offering expert financial advice we have gained the enviable reputation as one of North Devon and Barnstaple’s most experienced and trusted financial advisory firms. Highly qualified our experts dissect and analyse emerging financial products constantly so we can always advise knowledgeably about the financial products available in the marketplace.
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We are independent financial advisers who cover the whole of the northwest of England, Bideford and specifically the North Devon and Barnstaple area. We offer unbiased expert financial advice for our clients and are based in North Devon and Barnstaple. We are experts on the following subjects:
Savings and Investments
If you live or work in West Buckland on the Wirral, in Higher West Buckland, Lower West Buckland, Poulton Lancelyn, Spital or Storeton and you are in need of expert financial advice on mortgages, annuity, pensions, savings, investments or life insurance, then look no further. We are experts and have a vast experience and knowledge base in these fields and offer a range of products from various financial houses.
Continue reading Independent financial advice for West Buckland and the Wirral, North Devon and Barnstaple Areas
We provide expert mortgage advice for everyone, from a first time buyer to the experienced in remortgage and landlords. We cut through the fine print and explain the pros and cons to each mortgage product making the process simple and easier for you. We monitor the whole of mortgage market for trends, capabilities and our advice always aims to offer a snapshot of the best deals at any given moment, its through years of experience advising our customers dissecting mortgage products that makes us uniquely placed to assist you. Continue reading Use our Mortgage Calculator
The term “mortgage” is used to name the secured loan placed against a property. More often than not it is used to finance the purchase of a home however it is also becoming popular as a tool to access finance at competitive rates for purchases like home improvements, business investments or the purchase of a second home or holiday home.
Continue reading Definition of a Mortgage