Its a question we get asked all the time ! among the other questions such as:
Questions: Do I invest in Sipp’s (Self Invested Personal Pension) or Isa’s (Individual Savings Account) ? What are the differences between Sipp’s or Isa’s ? Continue reading Question: Where should I invest my money ?
If you haven’t already done so then it would be prudent to consider saving as it can make all the difference in an uncertain future. Benefit from security and peace of mind, knowing that a financial safety net is available no matter what life throws at you. Plan for the unexpected, job loss, house or home repairs even illness. Through savings and correct investment through qualified savings advice you can maximize the potential for your life goals. Continue reading Benefit from having a savings plan with expert savings advice
We are specialist Independent Financial Advisers covering Lynton and the whole of the North Devon and Barnstaple area. Unlike most financial advisers we are selective about the advice we offer, because we are independent it enables us to have only one bias, you the client. We are able to analyse all products in the market from ISAs, SIPPs, trusts, portfolio planning, offshore tax investments we then aim to offer you the best qualitative and quantitative return for you the client from the whole of market.
Continue reading Sound Financial Advice for Lynton and the whole of the North Devon and Barnstaple area
Every month we plan our finances whether it be those nasty bills or spending allowance. Investing should be part of our plans too, you should always make the effort no matter how much money you may have, remember “Look after the pennies and the pounds will look after themselves”. Investment does not have to be a scary and complicated process, we are here to help so please get in touch.
Continue reading Planning your finances is a big part of your life
A Cash ISA or Cash Individual Saving Account to give its full title is similar to a normal savings account in that you can take cash out whenever you wish. The difference is the interest is not taxed. The tax man in 2012 got an extra £500 million in tax because people did not make full use of their cash ISA allowance. So you need to consider how wisely you are saving and setting aside your money.
Continue reading Cash ISA, Savings and Shares ISA explained
We are independent financial advisers who cover the whole of the northwest of England, Bideford and specifically the North Devon and Barnstaple area. We offer unbiased expert financial advice for our clients and are based in North Devon and Barnstaple. We are experts on the following subjects:
Savings and Investments
Continue reading Financial Advice from Independent experts covering Bideford and the North Devon and Barnstaple area
If you live or work in West Buckland on the Wirral, in Higher West Buckland, Lower West Buckland, Poulton Lancelyn, Spital or Storeton and you are in need of expert financial advice on mortgages, annuity, pensions, savings, investments or life insurance, then look no further. We are experts and have a vast experience and knowledge base in these fields and offer a range of products from various financial houses.
Continue reading Independent financial advice for West Buckland and the Wirral, North Devon and Barnstaple Areas
Braunton, noted for its natural beauty, cosy cottages and great food. Our advice is geared towards experienced and knowledgeable risk management, our aim is to to give you the best financial advice we can. We want you to reap the rewards of knowledgeable investments that ultimately pay the optimum dividends. Reduce risk and reap the return you want in your retirement years.
Continue reading Pension specialists covering Braunton in North Devon and Barnstaple – Independent Financial Advice
More people are now looking for ways to invest their money in line with their principles, but what does this really mean?
There is no such thing as a “perfect company” to invest your money with and there is no right way in ethical investing. However, as an ethical investor, being comfortable with the funds in which you invest in is important . This means that you should always be aware of the aims of the fund and how it operates . Continue reading Putting your money where your morals are !
Most people in this country switch off when they hear the words tax system, however when it comes to tax and savings, we all switch on and in particular, we pay attention to an Individual Savings Account (ISA). Continue reading Are your savings as tax-efficient as they could be?
The term “mortgage” is used to name the secured loan placed against a property. More often than not it is used to finance the purchase of a home however it is also becoming popular as a tool to access finance at competitive rates for purchases like home improvements, business investments or the purchase of a second home or holiday home.
Continue reading Definition of a Mortgage